๐ผ Hiring: Career Opportunity: Product Manager – Lending Platform at HelloTrade (An IndiaMART Company)
Location: Noida
Experience: 5–10 years
Compensation: Up to ₹30L / year (Varies)
Job Source: Cutshort.io
Role Overview
Seeking a Product Manager – Lending Platform to lead the buildout of its fintech ecosystem. You’ll define and deliver core lending, insurance, and wealth modules, owning the roadmap, integrations, and user experience from concept to scale.
Key Responsibilities
1. Core Lending Stack
- Build borrower & partner journeys: onboarding, KYC, disbursal, repayment, delinquency.
- Develop architecture for LOS, LMS, rule engines, and ops tools.
- Integrate with partners: bureaus, NBFCs/Banks, GST, AAs, PAN, CKYC, DigiLocker, BBPS.
2. Free Credit Score Product (Immediate Priority)
- Launch and scale a free credit score module for MSMEs.
- Integrate with bureaus (CRIF, Experian, CIBIL).
- Educate users on credit health and repayment behavior.
- Build funnels for upsell into lending & wellness products.
3. Insurance & Wealth (Future-Ready Platform)
- Design embedded insurance offerings (term, health, credit-life).
- Architect journeys for micro-investments, deposits, mutual funds.
- Partner with providers to build APIs and co-branded experiences.
- Ensure compliance with IRDAI & SEBI norms.
4. Decisioning, Risk & Lifecycle Infrastructure
- Manage rules engines, fraud layers, scorecards, and fallback logic.
- Automate lifecycle processes: reminders, upsell triggers, collections.
5. Internal Systems & Ops Tooling
- Build CRMs, dashboards, and case management tools.
- Define monitoring layers for SLAs, reconciliation, and reporting.
6. Data, Reporting & Governance
- Define data schema with engineering & analytics.
- Enable regulatory and business reporting (RBI-ready logs).
7. Cross-Functional Execution
- Collaborate with Engineering, Analytics, Legal, Compliance, Marketing, and Business.
- Drive alignment, write clear specs, manage releases, and own KPIs.
Skill Set
- 5–10 years in lending product roles at fintechs, NBFCs, or banks.
- Proven success in building lending tech stacks & financial services products.
- Strong grasp of APIs, backend architecture, decision systems, and regulatory landscapes.
- Experience scaling products from MVP to full-stack platforms.
- Excellent documentation, communication, and stakeholder management skills.
๐ Apply now
๐ Or use this Referral Link: Apply with Referral
๐ Apply Here for future with Kunba HR Connect: Google Form
๐ Why Join?
- Be part of IndiaMART’s fintech subsidiary with massive SME reach.
- Opportunity to redefine MSME access to financial services.
- Competitive compensation up to ₹30L / year.
- Build future-ready lending, insurance, and wealth platforms.
- Collaborate with cross-functional teams in a high-impact role.
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